If you’ve had trouble getting a checking account due to a bad ChexSystems report or a bad credit score, not all hope is lost. It’s our mission to assist you in finding banks and credit unions that offer second chance banking services, so you can re-establish a good banking history.
About 3.2% of all households in Alaska are “unbanked”, meaning no one in the household has a checking or savings account. With that being said, approximately 85% of banks in the country use a consumer reporting agency called ChexSystems to determine if a person is eligible for a checking account or not. If you’ve been reported to ChexSystems, it will be next to impossible to get a traditional checking account at the majority of banks and credit unions out there.
Luckily, there are many banking institutions out there that don’t use ChexSystems or offer second chance banking services. These banks and credit unions understand that mistakes happen and everyone deserves access to a reliable checking account. They’re willing to give their customers a second chance to improve their financial situation.
If you’re ready to start fresh and open a checking account, here are some of the best financial institutions in Alaska that are more than willing to work with you!
Second Chance Banking in Alaska for November 2023Open an account today! Did we leave your financial institution off this list of The Best Second Chance Banking in Alaska? Has there been a change in any of the listings? Please let us know.
Best Second Chance Banks by State
To find more information and additional options available in your area, select your state from the list below and explore your options.