If you’ve had trouble getting a checking account due to a bad ChexSystems report or bad credit, not all hope is lost. When it comes to finding the best second chance banks and credit unions in Alaska, our team here at CheckingExpert.com is here to help. It’s our mission to assist you in finding banks and credit unions that offer second chance banking services, so you can re-establish a good banking history.
Only about 3.2% of all households in Alaska are “unbanked”, meaning no one in the household has a checking or savings account. With that being said, approximately 85% of banks in the country use a consumer reporting agency called ChexSystems to determine if a person is eligible for a checking account or not. If you’ve been reported to ChexSystems, it will be next to impossible to get a traditional checking account at the majority of banks and credit unions out there.
Luckily, there are many banking institutions out there that don’t use ChexSystems or offer second chance banking services. These banks and credit unions understand that mistakes happen and everyone deserves access to a reliable checking account. They’re willing to give their customers a second chance to improve their financial situations.
If you’re ready to start fresh and open a checking account, here are some of the best financial institutions in Alaska that are more than willing to work with you!
List of Second Chance Banks and Credit Unions in Alaska for October 2022Open an account today!
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