If you’re having trouble getting a checking account due to past financial mistakes, you may have been reported to a consumer reporting agency called ChexSystems. Approximately 85% of banks and credit unions in the U.S. use this system to determine if you’re eligible or not for an account. You’re most likely to get reported to ChexSystems if you’ve had troubles in the past with overdrafts, bounced checks, and several other common bank account slip-ups.
Fortunately, there are many second chance banking options in Arizona that look beyond your ChexSystems report. In addition, there are many banks and credit unions in Arizona that don’t use ChexSystems at all! Here at CheckingExpert.com, we have researched and reviewed the top second chance banks in your state so you can make an informed decision about which one is right for you.
Whether you’ve been reported to ChexSystems, have bad credit, or simply have a less-than-perfect banking history, there are still plenty of great options out there for you. Here’s our list with all your best options.
Second Chance Banking in Arizona for November 2023Open an account today! Did we leave your financial institution off this list of The Best Second Chance Banking in Arizona? Has there been a change in any of the listings? Please let us know.
Best Second Chance Banks by State
To find more information and additional options available in your area, select your state from the list below and explore your options.