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The Best Second Chance Banks in Illinois

Best Second Chance Banks in Illinois

The Best Second Chance Banks and Credit Unions in Illinois If you live in Illinois and have a negative ChexSystems record, opening a bank account might prove difficult. The majority of banks and credit unions in Illinois use ChexSystems to monitor bank accounts state-wide. If you’ve struggled with excessive non-sufficient …

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What is ChexSystems?

If you're on ChexSystems, you'll have a hard time writing checks to pay for goods and services

Most consumers aren’t familiar with ChexSystems until they’re denied a new bank account or a merchant declines to accept their check. Briefly, ChexSystems is a consumer reporting agency (CRA) that tracks your checking and savings account activity. It’s similar to credit reporting agencies Equifax, Experian and TransUnion, which collect data …

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