It can be discouraging to be denied a bank account, but there is a way to solve the problem. And the good news is that there are banks and credit unions in Kentucky that offer second chance accounts. Even if you have bad credit or have been blacklisted by ChexSystems, you can get a new account.
What’s ChexSystems? If you’ve had unpaid fees or too many bounced checks, your bank history is flagged in the ChexSystems database. And the vast majority of banks and credit unions in Kentucky use ChexSystems to screen new accounts. Unfortunately, that record remains in the database for up to 5 years.
We’ve done the work of finding banks and credit unions that offer second chance checking accounts. Most have branches in the state, some are online, and others don’t use ChexSystems at all.
CheckingExpert has helped thousands of people just like you open second chance checking accounts. We’ve selected the best accounts in Kentucky based on acceptance rates, checking account features and benefits, and the accounts with the lowest fees. Best of all, you can open an account today!
List of the Best Second Chance Banks and Credit Unions in Kentucky
Did we leave your financial institution off this list of The Best Second Chance Banks and Credit Unions in Kentucky? Has there been a change in any of the listings? Please let us know.